CHC essentials

Thank you to CTBD as this site and the ebook prepared me for the trauma of dealing with “the authorities” and therefore allowed me to be very aware of Mum’s rights and how to answer the awful questions that are asked in the assessment. Initially Mum’s care was fully funded but ultimately the powers that be assessed her condition to have improved so for the majority of the last 7 years she had only limited funding. However, the breathing space that my knowledge of the process and being able to initially secure full funding enabled me to come up with a funding strategy (Lifetime Care Annuity) that we were lucky enough to be able to afford through the house sale, and which more than paid for itself; firstly due to Mum’s unbelievable will to live in surviving beyond the estimates of the actuaries, but just as importantly because of the peace of mind the family has had in not needing to worry about carehome fees. I hope this message is helpful to anyone at the start of the journey and that the advise provided by CTBD is just as helpful to them as it was to me (and of course my Mum).

Neil

Essential support for anyone entering the Kafkaesque world of Continuing HealthCare applications or appeals.

Paul S

I would not have had the strength or confidence to continue my fight on behalf of my late Mum without this web site, the information I have gained here is invaluable. Thank you so much CTBD.

Sal

Invaluable information and full of supportive people in similar situations giving much needed advice.

Claire

CHC is the NHS’s ‘best kept secret’ and Care To Be Different, through their excellent website and supportive Face Book page provide the tools to help families unlock this. Having a sound knowledge of the ‘system’ certainly helped me to secure full CHC funding for my mother following a second eligible assessment in September 2019. Recently, after a 2 1/2 year battle, her first completely flawed ineligible assessment was overturned at IRP.

Anne