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Guidance and support in care funding

14 Top Tips for 2019 to help you – Part 1

Please note: This article was published prior to January 2024, and some information may be outdated.

To give yourself the best chance of obtaining NHS Continuing Healthcare Funding, we recommend you follow our 14 top Tips and adopt them as your New Year’s resolution.

Tip No 1:  Respond promptly to the CCGs deadlines

Clinical Commissioning Groups are becoming increasingly difficult, and are seeking to impose unilateral deadlines (often 28 days) to respond to their outcome decisions when rejecting claims for CHC Funding. This is insufficient time to consider formulating any substantive appeal arguments. The actual deadline is 6 months from the date you receive their decision letter, but CCGs are trying to catch people out by imposing this shortened timescale. If you miss it, they will refuse to deal with your claim. Although this 28 day deadline is not specified in the National Framework for NHS Continuing Healthcare, you must still respond in time, and indicate your intention to appeal, stating that further submissions will follow in due course once you have had an opportunity to consider their reasons for rejecting your claim in more detail.  For more information on how to appeal, read our blogs:

Rejected for CHC Funding? Part 1: How To Appeal The MDT Decision

Rejected for CHC Funding? Part 2: How to appeal the Local Resolution Decision

Tip No 2: Don’t be pushed into paying for care fees unnecessarily

Ensure you are fully familiar with the criteria for seeking NHS Continuing Healthcare Funding – which is free at the point you need care; as opposed to Social Services Funding (provided by the Local Authority) which is means tested.  If your relative has a ‘primary health need’ they may be entitled to free fully funded care for all their health needs (including accommodation). So, understanding the difference between NHS Continuing Healthcare and social care could potentially save your relative many thousands of pounds in unnecessarily paid care home fees.

For more information, read our blog: Apply for NHS Continuing Healthcare Funding if your relative has a ‘primary health need’…

Tip No 3: Get to grips with the National Framework for NHS Continuing Healthcare

The National Framework for NHS Continuing Healthcare and NHS-Funded Nursing Care is the NHS ‘bible’ in this arena. You must familiarise yourself with this guidance, as it contains the processes that the Clinical Commissioning Groups are supposed to be working to and adhere to.  You must be equally familiar with the National Framework in order to give your relative the best chance of success.  The NHS National Framework was recently updated in October 2018. If you missed the update, read our helpful blog: What’s new in the 2018 NHS National Framework for CHC? Are you getting an interim care package?

Read our blog, BBC Drama, “Care”, shines A Spotlight On NHS Continuing Healthcare.  Even if you didn’t actually see the BBC Drama screened on Sunday 9th December 2018 and cannot get to watch it on iPlayer, then our blog takes you through it, as if it is a live case study, and comments around it.

Tip No 4: Remember NHS funding can apply wherever your relative lives, so don’t be fobbed off!

Don’t forget, the setting where your relative lives is irrelevant in seeking eligibility for fully funded NHS Continuing Healthcare.  Such funding can apply, whether your relative resides in their own home, a care or nursing home.  Above all, it is the health needs which are the important factor. It is not the place where the care is provided, but the nature of the care that matters. 

Tip No 5:  Get specialist advocacy help if you need it – don’t fight this battle alone!

Don’t worry if you find this whole funding process daunting. You are not alone. You are entitled to choose a family member, friend or other person to accompany you to any assessment or appeal. It can be useful to have a second pair of eyes and ears in the background listening in and taking notes for you.

Care To Be Different provides plenty of help and Resolutions on our website should you wish to attempt the advocacy yourself. However, given the high stakes if NHS Continuing Healthcare funding is not granted, it is quite common for families to engage the services of a professional advocate who is familiar with this arena, and how the ‘system’ works. You can access individual help with your case by visiting our one-to-one help page.

A good advocate can diffuse any emotional anxiety you may feel about the whole NHS CHC funding process, and the personal pressure you may feel to secure a successful outcome for your relative. Whilst success cannot be guaranteed, having the services of a specialist in this field can only improve your chances of success. So remember, help is available and you don’t have to do this alone.

For more information, read our blog: Can The MDT Panel Refuse To Proceed If I Have An Advocate?

Tip No 6:  Get your house in order – keep good records

It’s essential to keep an accurate record of what happens at each stage of an assessment or appeal – including before and after.  Although the procedures are set out in the National Framework for NHS Continuing Healthcare, sometimes the process does not go to plan and any abuse can give you grounds for an Appeal.  Therefore, your records may become useful evidence in due course if the outcome decision goes against you.

Tip No 7:  Quote Coughlan!

Familiarise yourself with the Coughlan test.  The Court of Appeal stated in the Coughlan case that, “where the primary need is a health need, then the responsibility is that of the NHS, even when the individual has been placed in a home by a Local Authority.” Therefore, if your relative’s healthcare needs are over and above the scope provided by the Local Authority (Social Services), then they may be eligible for NHS Continuing Healthcare Funding – which is free!  Read pages 151 to 153 of the National Framework for NHS Continuing Healthcare and NHS-Funded Nursing Care (Revised 2018) for more information on Coughlan.  So, if your relative has a ‘primary healthcare need’ (see Resolution 2 above), the NHS should provide and pay for 100% of their care, including any residential home fees.

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18 Comments

18 responses to “14 Top Tips for 2019 to help you – Part 1”

  1. The Dorset CCG has been trying this for more than two years. It also rejected its own MDT report which recommended NHS funding written three times in plain English.

  2. I returned my Appeal form to the CCG on 18 December 2018 and met the 28 day deadline. I have had no response since apart from having my 3 certified copies of ID and the original form returned to me. I have emailed the CCG during January and still received no response. I wonder if anyone else has had to provide ID in spite of being present at the assessment.

  3. Anybody else finding they’re coming under pressure to make a “retrospective” application for CHC funding when the root cause of the delay (several years) is the CHC team’s failure to organise a full assessment after the CHC claimant successfully “passed” the CHC Checklist stage? I suspect an attempt to diddle us.

    I’ve documentary evidence (email from nurse assessor) to show my relative passed the Checklist and the papers were passed on to the CHC team for action.

  4. My husband passed the checklist stage but was still turned down by the CCG. I am appealing but there does not seem to be any structure to the appeal such as a set out timescale and plan.

  5. Despite a “strong” case in the words of my legal representatives, and a case which lasted over 2.5 years and cost me over £15000, the case went to NHS England appeal and despite my father meeting the NHS CCG criteria, it was rejected today. Don’t pursue this. NHS do not follow their own criteria for assessment and they reject the claim which meets their criteria. . I paid my Advocates a tremendous amount of money based on what they said was a case which had an excellent chance of succeeding. It has not been worth the angst, money or injustice. Injustice can occur, does occur, and destroys bank balances and people. The NHS is biased against paying and each section of the NHS, GPs, care homes, dieticians, matrons, etc. skew the evidence with the intention of rejection. It stinks.

  6. Don’t get sucked into this lengthy, expensive and disastrous scheme. Despite being told by my Advocate, seemingly expert at these things who assured me my father had an excellent case, it went to NHS England after 2.5 years and numerous rejections locally, and was rejected again. My father was blind, deaf, had dementia and was unable to make decisions about his wellbeing or feed himself. He more than met the criteria of NHS guidelines yet was still rejected. I have suffered a £15,000+ bank balance loss on something I was told was a very good case, had 2.5 years of angst and battle, to no avail. NHS does not follow its guidelines, makes it up as it goes along, and Advocates are the only people who win. Avoid at all costs.

    • So sorry to hear that you appear to have been exploited in this way. There are organisations out there which offer to take good cases on a no win no fee basis – it may still be worth a discussion with Farley Dwek. http://www.farleydwek.com Kind regards

  7. Marilyn
    Dad’s went to appeal having been rejected by local appeal 18 months on. We waited 14 months for NHS England. They downgraded his “High” in 7 of the 11 categories to “Moderate”. it stinks. NHS England could not get local CCG to submit their documents which is why the Appeal took so long. Dad was 96, deaf, blind, had dementia, health issues which he did not understand and refused drugs not understanding why they were being administered, but was summarily let down by the Health Service and all its branches, which he had served for 40 years as a manager. It stinks. They do not have to give a valid reason and they do not have to follow their guidelines for criteria. I wasted nearly 3 years and £16,000.

  8. My mother has been receiving NHS, CHC funding for two years during this time we have had two meeting and the care continued to be granted. At our third meeting it has been suggested she is no longer eligible for the funding, but could still be in receipt of nursing payment of £150 per week. We are now waiting for a date for a new full review.
    My mother’s health or well being has not improved, if anything she is worse, but the nursing home recommended by the NHS and her Parkinson’s consultant have managed her with 24 hour care, preventing many fall, coping her waking dreams and anxiety, now this good care appears to being punished for it success and infers she no longer requires 24 hour care.
    How can this be right? If care was granted once how can it be removed if 24 hour care is still required?

    • Jane I fully agree. The whole analysis is wrong and heavily weighted on the part of the NHS who frankly do not have the money to spend. My Advocates have said the NHS have the final say (and of course we know they don’t adhere to their own guidelines which in itself is unfair but unchallengeable), and that the NHS have narrowed the goalposts and keep doing so.
      The fact that things are not fair or reasonable is of no interest to the NHS and no one, seemingly, has the power to challenge them and make them review their practices.
      I feel sorry for you and your Mum. Of course she is not getting better and of course as a result the funding should not be withdrawn, but this is just another example of how the system is so very wrong. I can only say, having had 2.5 years of all this I never ever want to be in this situation myself and will do anything and everything to avoid it.
      What do you plan to do next?
      Roslyn

  9. Hi jane, Remind the assessors that “a well-managed need is still a need”, it’s one of the guiding principles. If your Mum didn’t receive the 24 / 7, high-quality care she does she’d have fallen far more often and spent far more time in an acute hospital (at best) than she now does.

    If you can, persuade your Mum’s consultant to weigh in and write a formal letter (copy to you) to the CHC assessor and CCG confirming that it’s only because she receives this high quality PROFESSIONAL NURSING care 24 / 7 that her primary healthcare needs are being met.

    Please draft the Decision Tool Support document yourself and ask for a meeting with the Consultant to explain the consequences for his / her patient’s nursing care if her health needs are officially downgraded, CHC is withheld and she’s in the future moved to cheaper “care” home accommodation (with almost no or inadequate nursing care and monitoring from professionally qualified nurses).

    Consultants usually have some clout; and their clinical views about their patients’ care should be respected even by CHC assessors!

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